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Melanie Lockert

Melanie Lockert is a personal finance expert and author of "Dear Debt." She also founded a website of the same name.

Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Business Insider, Time, Huffington Post and more.

She is also the cofounder of the Lola Retreat, which helps bold women face their fears, own their dreams, and figure out a plan to be in control of their finances. 

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