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Capital One VentureOne Rewards Credit Card Comparison

Capital One VentureOne Rewards Credit Card
Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
3.95/5
Icon of check mark inside a promo stamp It indicates a confirmed selection.
Perks

Earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Earn unlimited 1.25X miles on every purchase.

Annual Fee

$0

Intro APR

0% intro APR on purchases and balance transfers for 15 months (intro fee of 3% for the first 15 months, then 4% of the amount of each balance transfer at a promotional APR that Capital One may offer you at any other time)

Regular APR

19.24% - 29.24% Variable

Intro Offer

Earn 20,000 miles

Recommended Credit

Good to Excellent

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee or foreign transaction fees
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Versatile rewards
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earn 1.25 miles per dollar on all purchases with no bonus categories to track
Cons
  • con icon Two crossed lines that form an 'X'. Lower earning rate than some other no-annual-fee rewards cards
  • con icon Two crossed lines that form an 'X'. Limited benefits
Insider’s Take

The VentureOne Rewards Card is a slimmed-down version of the popular Capital One Venture Rewards Credit Card. It's one of the few no-annual-fee cards on the market that gives you the option to redeem miles for cash back or transfer them to travel partners.

VentureOne Rewards Card review External link Arrow An arrow icon, indicating this redirects the user."
Product Details
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies

Compare Additional Capital One Credit Cards

Capital One Venture Rewards Credit Card
Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
4.55/5
Icon of check mark inside a promo stamp It indicates a confirmed selection.
Perks

Earn 5x miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel. Earn unlimited 2x miles on every purchase.

Annual Fee

$95

Intro APR

N/A

Regular APR

19.99% - 29.24% variable

Intro Offer

Earn 75,000 bonus miles

Recommended Credit

Good to Excellent

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. $50 experience credit and free upgrades on Capital One Lifestyle Collection bookings
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes a statement credit for Global Entry or TSA PreCheck
Cons
  • con icon Two crossed lines that form an 'X'. Other credit cards offer higher rewards in certain categories of spending
Insider’s Take

If you want an easy, no-fuss travel rewards credit card, the Capital One Venture Rewards Credit Card is a great fit. For a moderate annual fee, it offers plenty of value, useful benefits, and a substantial welcome bonus.

Venture Rewards Card review External link Arrow An arrow icon, indicating this redirects the user."
Product Details
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
Capital One Venture X Rewards Credit Card
Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
4.85/5
Icon of check mark inside a promo stamp It indicates a confirmed selection.
Perks

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel. Earn 5X miles on flights and vacation rentals booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.

Annual Fee

$395

Intro APR

N/A

Regular APR

19.99% - 29.24% variable

Intro Offer

Earn 75,000 bonus miles

Recommended Credit

Excellent

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Excellent welcome bonus and miles earning
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Premium perks including airport lounge access and credits for certain purchases
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Visa Infinite benefits including travel and shopping protections
Cons
  • con icon Two crossed lines that form an 'X'. High annual fee
  • con icon Two crossed lines that form an 'X'. Annual travel credits only apply to Capital One Travel purchases
Insider’s Take

The Capital One Venture X Rewards Credit Card is one of the best credit cards for frequent travelers, with top-notch benefits and a wide range of built-in protections. It comes with a generous welcome bonus and credits that can help offset the annual fee — which is much lower than similar premium cards.

Capital One Venture X Rewards review External link Arrow An arrow icon, indicating this redirects the user."
Product Details
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
Capital One Quicksilver Cash Rewards Credit Card
Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
4.1/5
Icon of check mark inside a promo stamp It indicates a confirmed selection.
Perks

Earn unlimited 1.5% cash back on purchases.

Annual Fee

$0

Intro APR

0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time)

Regular APR

19.24% - 29.24% Variable

Intro Offer

Earn a one-time $200 cash bonus

Recommended Credit

Good to Excellent

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns 1.5% cash back on every purchase
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Intro APR on purchases and balance transfers
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee and no foreign transaction fees
Cons
  • con icon Two crossed lines that form an 'X'. Other cards earn more cash back
Insider’s Take

If you want to earn cash back with minimal effort and no annual fee, the Quicksilver Cash Rewards Card is a good option. Some cards offer a higher rate of cash back, but there are tradeoffs, such as foregoing a welcome bonus offer or keeping track of bonus categories that earn more rewards.

Quicksilver Cash Rewards Card review External link Arrow An arrow icon, indicating this redirects the user."
Product Details
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
Capital One Savor Cash Rewards Credit Card
Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
4.3/5
Icon of check mark inside a promo stamp It indicates a confirmed selection.
Perks

Earn 8% cash back on Capital One Entertainment purchases. Earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). Earn 1% cash back on all other purchases.

Annual Fee

$0

Intro APR

0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time)

Regular APR

19.24% - 29.24% Variable

Intro Offer

Earn $200 cash back

Recommended Credit

Good to Excellent

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Bonus cash back on dining, entertainment, and grocery store purchases
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Long intro APR period for purchases and balance transfers
Cons
  • con icon Two crossed lines that form an 'X'. Other cards earn more cash back in certain bonus categories
  • con icon Two crossed lines that form an 'X'. Not the highest sign-up bonus among cash-back cards
Insider’s Take

The Capital One Savor Cash Rewards Credit Card offers a good welcome bonus and excellent return rates that can earn you cash back on common expenses like dining, groceries (excluding superstores like Walmart and Target), streaming, and entertainment — plus there's no annual fee to worry about.

Savor Cash Rewards Credit Card review External link Arrow An arrow icon, indicating this redirects the user."
Product Details
  • Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
  • No foreign transaction fee
  • No annual fee

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