Earn unlimited 4% cash rewards on select self-care, planet-friendly, and sports, recreation, and entertainment purchases. Earn 1% cash rewards on other purchases.
Annual Fee
$0
Intro APR
0% intro APR for 12 months from account opening on purchases
Regular APR
20.24%, 25.24%, or 29.99% variable
Intro Offer
$100 cash rewards bonus when you spend $500 in purchases in the first three months from account opening
Earn a $100 cash rewards bonus
Recommended Credit
Good to Excellent
Pros
High cashback rate on common expenses including gyms, spas, pet care, concert tickets, and public transit
Now, say hello to the new Wells Fargo Attune℠ Card, a no-annual-fee credit card that earns an unprecedented 4% cash back on various self-care and earth-friendly purchases including gym and fitness expenses, spas, pet care, concert tickets, gardening and floral stores, select thrift shops, public transit, and EV charging stations. The card earns 1% cash back on all other purchases.
Attune cardholders can earn a welcome bonus of $100 cash rewards bonus when you spend $500 in purchases in the first three months from account opening. Through May 2025, Wells Fargo will also donate $50 to Capital Link, a nonprofit focused on financial sustainability for community health centers, for every cardholder who successfully earns their welcome bonus.
The new Attune℠ Card also comes with 0% intro APR for 12 months from account opening on purchases (then 20.24%, 25.24%, or 29.99% variable APR).
In addition to its welcome offers and cash back rewards, the card comes with ongoing benefits such as up to $600 in complimentary cellphone protection, minus a $25 deductible, if they pay monthly phone bills using the Attune℠ Card.
Attune℠ Card cash-back rewards can be redeemed as statement credits, an alternative form of payment via Paypal, or redeemed for gift cards. Rewards may also be eligible for redemption via Autograph Rewards, Wells Fargo's newly launched travel transfer program with six airline and hotel partners.
Katherine Fan is a personal finance expert, journalist, and public speaker with almost 10 years of industry experience. She began her career in tech before transitioning to journalism in 2015. Katherine currently serves as Personal Finance Insider's correspondent for credit card coverage. Before joining Business Insider as Senior Editor of Credit Cards, Katherine covered aviation, award travel, loyalty programs, and credit cards as a senior reporter for The Points Guy, and small business finances as a lead writer for Nerdwallet. Katherine has also freelanced for major media publications such as Bankrate, CreditCards.com, the Dallas Morning News, LendingTree, Upgraded Points, and Slickdeals Money. Her work has been syndicated by Nasdaq, MSN, and Yahoo. ExperienceKatherine has published more than 1,800 articles, guides, and reviews covering credit card benefits and rewards, small business finances, points and miles travel, loyalty programs, and real estate investing. Katherine has been a speaker at TravelCon and a guest on multiple podcasts including NPR Life Kit, Expedia's Out Travel the System, and The Points Guy's Miles Away. In her spare time, Katherine moonlights as a photojournalist covering Formula 1, Austin City Limits, and SXSW for the Austin American-Statesman and other media outlets. When she's not jetsetting around the world, you'll likely find her in Austin cooking up a batch of spicy Chinese food.ExpertiseKatherine's expertise encompasses:
Small business finances
Credit cards
Points and miles travel
Travel insurance
Real estate investing
Katherine's interest in personal finance extends to her own interests. Despite a salary of just $28,000 a year from her first full-time job, Katherine built an excellent credit score of 805 from scratch through hard work [and privilege], which allowed her to purchase her first home six years after graduating from college. She's since added five more doors to her real estate portfolio, although she plans to retire on her index fund investments.Thanks to credit card travel rewards, Katherine has flown well over one million miles visiting 44 countries across all seven continents. She's sailed with orcas in Antarctica, flown home in first class from Japan, photographed a wedding at Hobbiton in New Zealand, and gone on safari in South Africa. But her most meaningful trips always bring her home to loved ones in Taiwan. EducationKatherine holds dual degrees in photojournalism and Asian American studies from the University of Texas at Austin, and a certificate in business Chinese proficiency from National Taiwan University. She began her professional career in tech as a software sales executive for seven years before returning to her media roots.
Angela Fung is the marketing compliance and operations manager for Business Insider’s personal finance team. She is a personal finance expert and has been a part of Business Insider for nearly four years. ExperienceAngela leads the compliance team in identifying and reducing risk for readers, the editorial team, and external partners. Her team aims to provide readers with accurate, up-to-date information about financial products and maintain reader trust. She ensures regulatory and partner marketing guidelines are upheld for partners and adheres to the personal finance team’s editorial standards so they can maintain editorial independence. Angela likes helping readers better understand personal finance so that they can build a strong foundation for their financial plan and, hopefully, give themselves the freedom to do more in other facets of their lives.ExpertiseAngela has expertise in and oversees compliance in the following areas of personal finance:
Personal credit cards
Business credit cards
High-yield savings accounts
CDs
She also has a thorough knowledge of federal regulation for consumer financial protection. A few examples include:
Regulation Z, Truth in Lending
Unfair, Deceptive, Or Abusive Acts Or Practices (UDAAP)
Regulation N, Mortgage Acts and Practices Advertising Rule
Endorsement Guidelines
EducationAngela graduated from the University of Chicago with a bachelor’s degree in neuroscience. In her free time, she shoots lifestyle photography, volunteers at Meals for Unity, and plays tennis.
Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
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