After being reviewed by Business Insider's personal finance team, Credit Glory earned a spot in our guide for the best credit repair companies thanks to customer satisfaction. However, its fees are significantly higher than other credit repair companies.
Business Insider reviews credit repair services because we want to provide accurate information on this industry, but understand that credit repair is something you can do yourself.
Be skeptical of any company that claims it can remove all negative information because accurate negative information cannot be removed by anyone. Many of these companies have been sued or have low consumer ratings and Better Business Bureau scores due in part to this fact. When it is all said and done, the best credit repair is paying your bills on time and keeping your credit utilization low.
- Positively reviewed
- 100-day money-back guarantee if they can’t remove errors
- Free phone consultation
- Experts available seven-days a week
- Required disclosures not prevalent
- Hefty setup fee
- Refund policy doesn’t include setup fee
Credit Glory Overview
Founded in 2016 and headquartered in Henderson, Nevada, Credit Glory specializes in credit repair services. The company assists customers in disputing errors on their credit reports, ranging from delinquencies and collections to bankruptcies.
Credit Glory does its due diligence in disclosing that using its services doesn't guarantee credit improvements. However, credit repair services can work, especially for those aiming to improve their scores before applying for a financial service.
How Credit Glory Works
Begin your credit repair journey with Credit Glory by following these steps:
- Use the "Tap to Call" button on Credit Glory's website for a free consultation.
- Provide required documentation like proof of identity and address.
- Submit credit reports from the three credit bureaus.
- Let Credit Glory handle the rest for you.
You must identify all negative information on your credit report that is accurate, as Credit Glory, like any credit repair company, cannot dispute accurate information.
Key Features of Credit Glory
- Document preparation — Credit Glory evaluates your credit report from each credit bureau and helps you identify inaccurate information to dispute.
- Dispute assistance — The company offers guidance whether you need to dispute collections, charge-offs, balances, late payments, bankruptcies, and wrong names and addresses. The company also handles the preparation of necessary documents needed to dispute information on your credit report.
- Communication handling — The credit repair company helps you manage and respond to correspondence from creditors and the credit bureaus.
- Credit education — You can get consulting, coaching, and monitoring with this company through various platforms during normal business hours.
- Free consultation — Credit Glory offers a complimentary, first-time consultation for you to ask questions about the credit repair process, assess your credit situation, and discuss your goals.
- Guidance from credit experts — Credit experts are available nationwide, seven days a week via phone.
Credit Glory Pros and Cons
Pros
- 90-day money back guarantee
- Free consultations
- Easily canceled contract
Cons
- More expensive than competitors
- Refund process can be difficult
- Actual results may vary
Credit Glory Cost and Fees
Credit Glory has a $299 setup fee and $99 monthly fee. The monthly and initial cost of credit repair with this company is significantly higher than that of others. If you're dissatisfied with its service, Credit Glory offers a 90-day money-back guarantee on your monthly fee. The setup fee is nonrefundable.
Credit Glory Reviews and Ratings
Credit Glory has generated near-unanimous positive customer reviews on Trustpilot, boasting a rating of 4.7 stars out of five, with 97% of over 9,000 reviewers giving the company four or five stars. However, those reviews focus narrowly on the signup process and interactions with agents during the initial consultation, leaving uncertainty about how satisfied customers are with results later in the process.
Reviews on Credit Glory's Better Business Bureau page provide a more nuanced picture of the company's services. Across 467 reviews, Credit Glory averages 4.0 stars out of five. The most frequent complaint is dissatisfaction with the service's results, which is prevalent among all the credit repair companies we researched. Customers also noted trouble receiving a refund for undelivered services.
I called Credit Glory myself to obtain accurate pricing information and could not get a simple answer without a hard sales pitch. If I were in the market for credit repair, I would take this as a red flag.
Credit Glory Alternatives
Compared to its competition, Credit Glory is by far the most expensive credit repair company. However, it's also the best-reviewed company by customers. Let's compare Credit Glory's prices to its competition.
| Credit Repair Company | Price |
| Credit Glory | $299 setup fee and $99 monthly fee |
| The Credit Pros: Prosperity Plan | $119 monthly fee and $119 first work fee |
| Dovly Premium | $24.99 monthly for Business Insider readers (originally $39.99 monthly or $99.99 annually) |
| CreditRepair.com Direct | Direct package: $65.95 setup fee and $65.95 monthlyIntermediate package: $99.95 setup fee and $99.95 monthlyAdvanced package: $119.95 setup fee and $119.95 monthly |
Credit Glory vs. The Credit Pros: Prosperity Plan
The Credit Pros is a credit repair company with 14 years of experience. The company offers a cheaper plan, but you can only access credit repair services by purchasing its Prosperity plan. You may also be able to add additional services like credit builder loans and credit monitoring services.
Read our review of The Credit Pros.
Credit Glory vs. Dovly Premium
Dovly is a credit repair company known for its affordable fees. While the company lacks a money-back guarantee, its upfront monthly fee costs way less than the initial, nonrefundable setup fee from Credit Glory.
Read our Dovly review.
Credit Glory vs. CreditRepair.com
CreditRepair.com has been operating since 2012 and offers three different service plans. The company does not offer a guarantee, but it does offer a free credit evaluation before you enroll.
Read our CreditRepair.com review.
Credit Glory FAQs
Credit Glory can be effective at repairing credit. It offers comprehensive credit repair services and has helped many users improve their credit scores. However, credit repair is a service most people can perform for themselves.
Yes, Credit Glory does offer a money-back satisfaction guarantee with terms and conditions.
Yes, you can monitor your credit scores with Credit Glory. It provides credit monitoring and score tracking from the major credit bureaus.
Yes, Credit Glory is user-friendly, with easy navigation and comprehensive tools.
Why You Should Trust Us: How We Reviewed Credit Glory
We considered numerous factors in our evaluations of Credit Glory, including the following:
- Reviews from sources like the BBB, Trustpilot, and the CFPB's complaint database
- Any lawsuits
- The cost of credit repair: fees and transparent disclosure
- How long it has been in operation
- Guarantees and cancellation policies
- Additional features
However, if you're looking for a service other than credit repair, you can get cheaper, higher-quality services elsewhere. Check out our guides to the best credit monitoring and best identity theft protection services.
See our full breakdown of how we rate credit repair companies.
